ARM Loan

Our 3/3 ARM Loan means your rate is fixed for first three years and then the loan is subject to adjustments every three years based on market conditions. This could be the ideal option if you want to keep your payments low, you plan to sell within 10 years or you expect your income to increase significantly in the near future.

An ARM Loan could allow you to buy a more expensive house in Anchorage, Fairbanks, Juneau and other parts of Alaska because of the lower initial payments.

  • Maximum 1% reset every three years
  • 3% rate increase cap over life of the mortgage (most lenders have a 6% cap)
  • Choose to pay off your mortgage over 30 years
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