Build Emergency Savings
Aim for a strong emergency fund that covers three to six months of post-baby essentials. This cushion will give you peace of mind for any surprises or changes in income while you enjoy time with your new arrival.
Get Affairs in Order
Take time to create or update your will, name a guardian for your child, and update beneficiaries on your accounts. These steps may feel serious, but they’re a true gift of love and security for your family.
Create a Baby Budget
Estimate the costs of big items like a crib or car seat, as well as ongoing expenses like diapers and childcare. Review your current spending to identify areas to save, and start building a dedicated “baby fund.” Small steps now add up to big relief later!
Plan for Parental Leave
Explore your employer’s family leave options, and make a plan for any changes in income. Planning ahead means more quality time with your new baby, without added financial stress.
Evaluate Insurance Coverage
Health Insurance
Take a close look at your health insurance so you know what to expect for prenatal care, delivery, and your baby’s needs. Remember, when you have your child, you’ll be able to add them to your health insurance outside of the open enrollment period—be sure to add your little one within 30 days after birth!
Life and Disability Insurance
Protect your family’s future by making sure you have enough life and disability insurance. It’s a loving step that brings comfort and security to your growing family.