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Wherever you are going, our higher yielding certificates will get you there faster. 

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Have some funds you don’t think you’ll need soon? Earn more by keeping your funds with us for a period of time.

  • Flexible terms to meet your needs 
  • Lock in great competitive rates 
  • $500 minimum deposit 
  • Terms 3 months to 60 months 
  • Or keep it Short and Sweet - we offer a 30 day certificate available with a $2500 minimum deposit

Deposit Rates

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Hesitant to lock your money into a fixed rate? Our Summit Certificate bump-up option takes the risk out of investing in a certificate.

● One adjustment to current Summit offering rate in 12 and 18 month certificates
● Two adjustments available in a 24 month certificate.
● $500 minimum deposit

Deposit Rates

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It’s never too early to start saving with our Youth Certificate!

● Minimum deposit $50
● Make add-on deposits during the life of the certificate
● Locked in rate
● Terms 3 to 12 months

Deposit Rates

Certificate Extras

  • How long will it take you to reach your goal? Check out our savings calculators
  • Automatic renewal will keep your funds invested at current offering rates, or chose to have the funds deposited into another True North account at maturity
  • Early withdrawal of funds may result in a penalty.
  • Use to secure a loan – great way to build credit