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Mastercard Credit Cards

Our True North Mastercard gives you the purchasing power of a credit card, with the value you’ve come to expect from us. It is more secure and easier than carrying cash. 


Enjoy these benefits as a True North Mastercard credit card holder.

  • No annual fee
  • No Cash Advance or Balance Transfer Fee
  • Rates as low as 9.90% APR
  • Same low interest rates on purchases and advances 
  • Zero liability for fraud 
  • 24/7 lost/stolen reporting 
  • Manage your account through eBanking* - do a cash advance or make a payment, review balances and transactions, freeze your card if lost 
  • Mastercard ID theft protection services 
  • Mastercard Global Emergency Services 

Apply Now

TNFCU Cards is now available to download!

A mobile app* dedicated to managing your True North cards. Allows more detailed controls and alerts.

    • Manage your card activity by: Location, Merchant Type, Transaction Type and Amount
    • Load travel notifications
    • Dispute transactions
    • Report card lost/stolen
    • Activate your new cards


Secured Mastercard Credit Card

Are you rebuilding your credit? True North has another option with our Secured Mastercard credit card.

  • Enjoy the same benefits as our standard Mastercard credit card
  • Credit Line is secured by funds from your True North account

Apply Now

Credit Card Extras

  • Payment Options: Apple Pay, Google Wallet, Samsung Pay and Garmin Pay.
  • No cash advance fee and low rates – this is a great card to consolidate your other balances
  • See your Mastercard Credit Card Guide to Benefits here
  • Monitor your Credit Score for free through eBanking*
  • Financial Wellness Center - educational tools available on money management topics
  • Report Lost/Stolen: 1-877-461-3999
  • Card Activation: 1-800-631-3197 in the US
    1-727-540-9434 Internationally 
  • Need to reset your PIN? Call 1-888-886-0083

*Data and other wireless carrier charges may apply