Is it worth saving small amounts of money?
Yes. The biggest myth in saving is that small amounts don't count. Fifty cents feels like nothing — until it happens forty times a month, every month, automatically. Small savers don't fail because the amounts are small. They fail because the deposits stop. Automation keeps them going.
How do small deposits add up over time?
Think in swipes, not dollars. If your average round-up is about fifty cents and you use your debit card daily, you're making thirty-plus deposits a month without lifting a hoof. Each one is tiny; the stack is not. And because you never handed the money over on purpose, you never miss it.
Why do people quit saving small amounts?
Usually because they're doing it manually. Moving $5 by hand feels like effort for a small payoff, so people skip it "just this once" — and once becomes always. When the small amounts move automatically, there's nothing to quit. The habit can't break because it was never a habit — it's a setting.
What's the fastest way to start small?
Turn on the Round-Up Program at True North. Every debit card purchase becomes a mini-deposit. No minimums to plan for, no transfers to remember — just steady stacking from spending you were already doing.
Small, steady, automatic — that's the Reggie way.
Ready to start? Open the True North Mobile App, tap More Services, and switch on Debit Card Round-Up. Not a member yet, or just want someone to walk you through it? Stop by any branch and we'll take care of it.