Saving before you see it.
What is a direct deposit split?
A direct deposit split sends part of your paycheck straight to savings and the rest to checking — automatically, on payday, before the money ever lands where you can spend it. You choose the amount or percentage once, and every paycheck follows the rule from then on.
Why is splitting your paycheck so effective?
Because you can't miss money you never saw. When your whole paycheck lands in checking, savings competes with everything else — bills, groceries, that thing in your cart. When savings comes out first, there's no competition. Your checking balance simply is your spending money, and saving already happened.
How is a direct deposit split different from Round-Up?
They're teammates, not rivals. Round-Up saves from your spending — a little with every swipe. A direct deposit split saves from your income — a set amount every payday. Round-Up is the steady drip; the split is the scheduled pour. Plenty of members run both.
How do I set up a direct deposit split at True North?
Ask your employer's payroll team to split your deposit between your True North checking and savings accounts, or talk to a True North team member about the easiest way to set it up for your situation. One form, one time — then every payday saves for you.
Pay your savings first, automatically. Ask a True Crew member how to split your direct deposit.