Skip to main content

Consumer Loan Rates

Table data for Autos
Effective 09-25-2023
Term	Minimum Loan Amount	APR (as low as)	Alert Me
60 months	No Minimum	6.20%

72 months	$15,000	6.20%

84 months	$25,000	6.40%

96 months	$45,000	7.40%

120 months	$75,000	7.90%¹

¹APR = Annual Percentage Rate. For Example: 120 Payments of 12.09 per $1000 borrowed.↵

Table data for Boats
Effective 09-25-2023
Terms	Minimum Loan Amount	APR (as low as)	Alert Me
84 months	No Minimum	7.00%

96 Months	$35,001	7.25%

120 Months	$50,001	7.75%

180 Months	$70,001	8.25%¹

¹APR = Annual Percentage Rate. For Example: 180 Payments of $9.14 per $1000 borrowed.↵

Table data for Motorhomes
Effective 09-25-2023
Terms	Minimum Loan Amount	APR (as low as)	Alert Me
84 months	No Minimum	7.50%

96 Months	$35,001	7.75%

120 Months	$50,001	8.75%

180 Months	$70,001	9.25%¹

¹APR = Annual Percentage Rate. For Example: 180 Payments of $10.30 per $1000 borrowed.↵

Table data for Motorcycles & RVs
Effective 09-25-2023
Terms	Minimum Loan Amount	APR (as low as)	Alert Me
60 Months	No Minimum	6.50%

72 Months	$16,001	6.75%

96 Months	$35,001	7.00%

120 Months	$50,001	7.50%¹

¹APR = Annual Percentage Rate. For Example: 120 Payments of $11.88 per $1000 borrowed.↵

Table data for Credit Cards
Effective 09-25-2023
	Terms	APR¹	Credit Limit	Alert Me
MasterCard	Revolving	9.90% - 12.50%	up to $20,000

Secured MasterCard	Revolving	14.50%	$500min / $5000max

¹APR = Annual Percentage Rate↵

Table data for Personal Loans
Effective 09-25-2023
Terms	APR (as low as)	Alert Me
up to 60 months	11.65%¹

¹APR = Annual Percentage Rate. For Example: 60 payments of $21.96 per $1000 borrowed.↵

Table data for Alaska HeatSmart
Terms	APR (as low as)	Alert Me
up to 60 months	4.00%¹

¹APR = Annual Percentage Rate. For Example: 60 payments of $18.42 per $1000 borrowed.↵

Table data for Overdraft Line of Credit
Effective 09-25-2023
Terms	APR¹	Max Amount	Alert Me
Revolving	18.00%	$500 -$3000

¹APR = Annual Percentage Rate↵

Table data for Home Equity Line of Credit
Effective 09-25-2023
Terms	APR¹	Financing	Max Amount	Alert Me
Revolving	Variable, as low as Prime + 0	Up to 85%	$250,000 maximum

Origination Fee is $250. Flood Report Fee is $14. Other costs will be passed through, estimated range from $450-$2650.
¹APR = Annual Percentage Rate. Maximum APR is 18%.↵

Table data for Home Equity Loan
Effective 09-25-2023
Occupancy	Maximum Loan to Value	Maximum Loan Amount	Maximum Loan Term	APR (as low as)	Alert Me
Owner Occupied	85%	$200,000	180 Months	6.919%

Non Owner Occupied	75%	$200,000	180 Months	7.422%¹

Origination Fee 1%, minimum $250; Flood Search Fee $14. Other costs will be passed through, estimated range from $450-$2650.
¹APR = Annual Percentage Rate. For Example: 180 Payments of $8.45 per $1000 borrowed.↵

Table data for Lot Loans
09-25-2023
Lot Type	Maximum Loan to Value	Maximum Loan Amount	Maximum Loan Term	APR (as low as)	Alert Me
Improved Lots	75%	$200,000	180 months	8.047%

Unimproved Lots	70%	$125,000	120 months	9.494%¹

Origination Fee 1%, Minimum $250. Other costs will be passed through, estimated range from $450-$2650.
¹APR = Annual Percentage Rate. For Example: 120 Payments of $12.81 per $1000 borrowed.↵

Table data for Share Secured
Effective 09-25-2023
Terms	APR¹	Max Amount	Alert Me
Varies	3.00% above dividend rate	$100,000

¹APR = Annual Percentage Rate. Loan rate is 3% above the Dividend Rate paid on the underlying share product at time of loan origination.↵

Insurance is required for all collateralized loans.

Your loan rate will be determined by several factors, including your credit score, loan amount, loan term and/or loan to value.

Rates are subject to change at any time.

Rates

Rates