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    Wait Before You Cancel Your Credit Cards

    | Credit and Lending

    Canceling a credit card may not be a good idea. The reason for that is that keeping a card open can help your credit score in many ways.

  • TRUE NORTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG DEBT TO INCOME RATIO DTI

    Your Debt-to-Income Ratio

    | Credit and Lending

    Your debt-to-income ratio is more than just a number - it's a snapshot of your financial health.

  • TRUE NORTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG FIN ED FINANCIAL EDUCATION LITERACY TEENS GRADUATE GRADUATING GRADUATES

    Financial Education is on the Rise

    | Credit and Lending

    The increase in financial education is encouraging because it can help young people make smart money decisions as they get older.

  • TRUE NORTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG

    4 Ways to Pay Off Debt (That Aren’t Snowball or Avalanche)

    | Credit and Lending

    While the debt owed by U.S. residents has risen to historic levels, the ability for consumers to pay it off is – you guessed it – also lagging. 

  • TRUE NORTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG THRIVING IN YOUR 30S RETIREMENT BUDGET

    Thriving in your 30s

    | Credit and Lending

    It’s never too late to improve your financial future. By setting goals, budgeting, or investing wisely, you can take impactful steps today for a stable tomorrow.

  • TRUE NORTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG CREDIT SCORE SIMULATOR MANAGE YOUR CREDIT WITH CONFIDENCE

    Credit Score Simulator

    | Credit and Lending

    Keeping tabs on your credit score is essential to good financial health. Score Simulator helps you visualize what your financial health could look like.

  • TRUE NORTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG

    The Difference Between Delinquency and Derogatory Payments

    | Credit and Lending

    While no one ever plans to miss a credit card (or other) payment, sometimes we find ourselves in challenging financial situations.

  • TRUE NORTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG

    What the Difference Between Personal Loans and Debt Consolidation Loans?

    | Credit and Lending

    Have you wondered, what’s the difference between personal and debt consolidation loans? Well, we’ve got you covered.

  • RTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG

    Managing Debt as a Couple

    | Credit and Lending

    While debt can certainly be a source of stress and conflict, addressing it together can set the stage for a more secure financial future.

  • RTH FEDERAL CREDIT UNION MEMBERSHIP MATTERS BLOG

    How to Negotiate the Best Price on a Car

    | Credit and Lending

    Negotiating the price of a car can be intimidating, but it doesn't have to be.